$ Health Analysis

Service Description

"I just want to know how I'm doing." That's what most clients tell me. And it's a fair question. You're working hard, trying to make smart money moves—but with so many voices telling you to buy this product, invest in that scheme, or follow someone else's strategy, it's hard to know if you're actually on track. Here's what you won't get from me: sales pitches, product pushing, or one-size-fits-all advice. What you will get: a straightforward assessment of your financial health that honors your unique money personality and values. Think of it like your financial report card—a clear, honest look at where you stand right now. How It Works: Single Session — RM100 / €20 / $22 Come with your cash flow and net worth ready. We'll spend one hour analyzing your numbers, and I'll give you an honest assessment: where you're doing well, where there's room to improve, and what to focus on next. No confusion, no upselling—just clarity. Three-Session Journey — RM250 / €50 / $55 (Save RM50) Need help getting organized first? I'll guide you through the process: Session 1: Build your cash flow statement together—income, expenses, and spending patterns Session 2: Complete your net worth snapshot—what you own, what you owe, where you actually stand Session 3: Your financial health analysis with personalized feedback and actionable next steps Each session is one hour via video call, at a time that works for you. Why This Approach Matters: I created the 9 Money Personalities framework because everyone relates to money differently. What works for someone else might not work for you—and that's okay. Your financial plan should reflect your values, not generic rules from someone trying to sell you something. Many young professionals are already doing the right things, but they're second-guessing themselves because the financial industry thrives on making you feel inadequate. Sometimes you just need an expert to look at your situation and say: "You're doing fine" or "Here's what needs attention." No agenda, no sales targets. As a Certified Financial Planner and author of You Are Not Bad With Money, I specialize in financial therapy and understanding the whole you—not just your numbers. This might be unfamiliar in Malaysia's "get rich quick" culture, but it's what creates real financial wellbeing. What You'll Walk Away With: An honest assessment tailored to your money personality Clear understanding of what's working (and what isn't) Personalized guidance from a CFP, not a salesper