Hi, I'm Rachel.
CERTIFIED FINANCIAL PLANNER™ | KL, Malaysia
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If you're completely new to managing money, you're in the right place.
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I've been where you are – confused by financial jargon, overwhelmed by conflicting advice, and honestly? I messed up. A lot.
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But here's what I learned: your relationship with money is personal. What works for your friend might not work for you, and that's totally okay.
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I specialize in helping financial beginners understand not just what to do with money, but why certain choices feel right for you. No shame, no judgment – just real conversations about building a financial life that actually makes sense.​
Wait, I Wrote a Book?
YOU'RE NOT BAD WITH MONEY
What if financial wellness looked different than you thought?​
Instead of chasing bigger numbers, what if we focused on creating a life that feels genuinely fulfilling? My book explores how to build a healthy relationship with money – one that honors your values and your pace.
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I blend ancient wisdom from Swedish lagom and Japanese danshari with modern financial planning to help you discover your unique money personality. Because your relationship with money should feel as individual as you are.​
Ready to rethink everything?​
My Approach: Beyond the Numbers
Money decisions aren't just about math – they're deeply personal and emotional. When financial stress takes over, it can feel impossible to think clearly.
But money doesn't have to be your nemesis.
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While most financial planners dive straight into spreadsheets, I start with understanding you.
How do you feel about money? What stories have shaped your choices?
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My consultations feel more like supportive conversations than traditional financial meetings.
In a judgment-free space, we explore both your emotions and practical needs to co-create a plan that actually fits your life.
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Ready to change your relationship with money?​
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Client Stories
Your journey matters to me. If our work together—through my book or our financial therapy sessions—has made a difference in your life, I'd be honored if you'd share your experience