The Money Hoarder lights up seeing their savings swell, not shrink. They pinch pennies relentlessly, irrationally fearful of parting with a dollar. Everything gets funneled into cold hard cash, not toys or trips. They despise debt and shun investing gambles that could put precious capital at risk. Yet their Scrooge-y ways often backfire, with inflation gobbling up returns. Still, these rigid savers find comfort in amassed funds, even if it strains relationships or lifestyles. But while others crumble in financial turmoil, the Money Hoarder stands tall with cash reserves to weather the storm.