This eager beaver grad is a blank checkbook waiting to be filled. They’re blindly optimistic about money matters, but also cling tight to every dollar, wary of mistakes. Everything financial feels shiny and new - from budget spreadsheets to 401ks to the concept of investing. They don’t know what they don’t know yet. But they’re excited to learn the ropes, find their footing, and write their own financial story. This impressionable novice knows their money mindset today will set the tone for their financial future. So they soak up financial advice like a humble sponge, hoping to blossom into a savvy, confident, strategist. The pen is in their hand - now to craft their money path!